How It Works
Three simple steps to find your perfect card
Enter Your Spending
Tell us how much you spend each month across categories like dining, groceries, travel, and more. You can type it in manually or upload your credit card statements directly — we support PDF and CSV files from any bank.
We Analyze Your Habits
Our engine compares your spending against every card in our catalog. For each card, we calculate exactly how much you would earn in rewards per year based on its reward rates, minus any annual fee.
Get Your Match
We show you a ranked list of cards sorted by estimated annual value for your specific spending profile. The top pick is the card that puts the most money back in your pocket.
Your Data Stays Private
We never store your statements or personal financial data. Uploaded files are analyzed in the moment and immediately discarded. Nothing is saved to a database.